
Low Inventory, High Demand: Bergen County Real Estate in 2026
Central Bergen County Real Estate Market Update – January 2026
The Central Bergen County real estate market is starting 2026 stronger than ever. With interest rates dipping below 6%, inventory at historic lows, and buyer demand surging, homeowners and buyers alike need to understand what’s happening right now across Bergen County, New Jersey.
Below is a detailed Bergen County housing market update covering Oradell, River Edge, Emerson, New Milford, Bergenfield, and Dumont.
Interest Rates Below 6% Are Fueling Buyer Demand in Bergen County
We are officially kicking off 2026 with interest rates under 6%, and that shift is already having a major impact on the Bergen County housing market. When rates drop, more buyers enter the market — and with inventory already extremely limited, that creates intense competition, bidding wars, and rising home prices.
This is a textbook seller’s market in Bergen County, and all indicators show that trend continuing.
Oradell NJ Real Estate Market – Zero Inventory, Rising Prices
The Oradell real estate market is one of the strongest in Central Bergen County right now.
Median estimated home value: Just over $1,000,000
Year-over-year appreciation: Up nearly 11%
Active listings: Virtually none
When homes sit in a market like Oradell, it’s typically due to pricing strategy, not demand. With almost no inventory available, buyer competition remains extremely high. If you live in Oradell and are considering selling, this is an ideal time to explore your options.
River Edge NJ Housing Market – Homes Selling Over Asking
The River Edge housing market continues to show strong performance:
Median estimated value: $856,000
Year-over-year growth: Up nearly 13.5%
Active listings: 8 homes
Inventory: About one month of supply
Sale-to-list price ratio: 101%
Median days on market: 17 days
Homes in River Edge are selling quickly and often above list price, signaling sustained buyer confidence.
Emerson NJ Real Estate – A Former Sleeper Town Heating Up
Emerson has officially emerged as one of the most desirable towns in Bergen County.
Median estimated value: $802,170
Year-over-year growth: Up nearly 6%
Active listings: 6 homes
Inventory: About one month
Sale-to-list price ratio: Approximately 106%
Median days on market: 13 days
With its commuter-friendly location, strong school system, and vibrant local restaurants and cafés, Emerson NJ real estate is seeing increased buyer activity and faster sales.
New Milford NJ Housing Market – Steady Growth, Strong Demand
The New Milford real estate market remains competitive and balanced:
Median estimated value: Around $703,000
Year-over-year growth: Up 5.5%
Active listings: 10 homes
Inventory: Less than one month
Median days on market: 22 days
Median sold price (month-over-month): $600,000
Homes are still selling quickly, though slightly below list price, making New Milford attractive to both buyers and sellers.
Bergenfield NJ Real Estate Market – Larger Inventory, Slower Pace
Bergenfield is a larger town compared to others in Central Bergen County, which impacts its inventory levels.
Active listings: 16 homes
Inventory: Just over one month
Sale-to-list price ratio: Just under 100%
Median days on market: 36 days
Median sold price: $650,000
While year-over-year prices dipped slightly, Bergenfield remains a solid option for buyers seeking more inventory and value within Bergen County.
Dumont NJ Housing Market – Extremely Low Inventory
Dumont is one of the tightest markets right now:
Median estimated value: $687,000
Year-over-year growth: Up nearly 11.5%
Active listings: Only 4 homes
Inventory: Less than half a month
Sale-to-list price ratio: 102.5%
Median days on market: 16 days
Median sold price: $600,000
With such limited supply, Dumont homes are selling fast and over asking, making it a prime seller’s market.
Bergen County Seller’s Market Continues Into 2026
Across Central Bergen County, the data tells a clear story:
Inventory remains extremely low
Buyer demand is very high
Homes are selling quickly and over asking
Bidding wars are already back
A recent listing in Hillsdale received 15 offers and sold well above asking price — even after best and final offers.
If interest rates continue trending downward, competition will only increase.
Thinking About Buying or Selling in Bergen County NJ?
If you’re a buyer waiting on the sidelines, delaying could mean paying more later.
If you’re a homeowner looking to maximize your home’s value, this market offers a rare opportunity.
📞 Reach out today to discuss your home’s value, pricing strategy, or buying options in Central Bergen County.
