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The Central Bergen County real estate market is starting 2026 stronger than ever. With interest rates dipping below 6%, inventory at historic lows, and buyer demand surging, homeowners and buyers alike need to understand what’s happening right now across Bergen County, New Jersey.
Below is a detailed Bergen County housing market update covering Oradell, River Edge, Emerson, New Milford, Bergenfield, and Dumont.
We are officially kicking off 2026 with interest rates under 6%, and that shift is already having a major impact on the Bergen County housing market. When rates drop, more buyers enter the market — and with inventory already extremely limited, that creates intense competition, bidding wars, and rising home prices.
This is a textbook seller’s market in Bergen County, and all indicators show that trend continuing.
The Oradell real estate market is one of the strongest in Central Bergen County right now.
Median estimated home value: Just over $1,000,000
Year-over-year appreciation: Up nearly 11%
Active listings: Virtually none
When homes sit in a market like Oradell, it’s typically due to pricing strategy, not demand. With almost no inventory available, buyer competition remains extremely high. If you live in Oradell and are considering selling, this is an ideal time to explore your options.
The River Edge housing market continues to show strong performance:
Median estimated value: $856,000
Year-over-year growth: Up nearly 13.5%
Active listings: 8 homes
Inventory: About one month of supply
Sale-to-list price ratio: 101%
Median days on market: 17 days
Homes in River Edge are selling quickly and often above list price, signaling sustained buyer confidence.
Emerson has officially emerged as one of the most desirable towns in Bergen County.
Median estimated value: $802,170
Year-over-year growth: Up nearly 6%
Active listings: 6 homes
Inventory: About one month
Sale-to-list price ratio: Approximately 106%
Median days on market: 13 days
With its commuter-friendly location, strong school system, and vibrant local restaurants and cafés, Emerson NJ real estate is seeing increased buyer activity and faster sales.
The New Milford real estate market remains competitive and balanced:
Median estimated value: Around $703,000
Year-over-year growth: Up 5.5%
Active listings: 10 homes
Inventory: Less than one month
Median days on market: 22 days
Median sold price (month-over-month): $600,000
Homes are still selling quickly, though slightly below list price, making New Milford attractive to both buyers and sellers.
Bergenfield is a larger town compared to others in Central Bergen County, which impacts its inventory levels.
Active listings: 16 homes
Inventory: Just over one month
Sale-to-list price ratio: Just under 100%
Median days on market: 36 days
Median sold price: $650,000
While year-over-year prices dipped slightly, Bergenfield remains a solid option for buyers seeking more inventory and value within Bergen County.
Dumont is one of the tightest markets right now:
Median estimated value: $687,000
Year-over-year growth: Up nearly 11.5%
Active listings: Only 4 homes
Inventory: Less than half a month
Sale-to-list price ratio: 102.5%
Median days on market: 16 days
Median sold price: $600,000
With such limited supply, Dumont homes are selling fast and over asking, making it a prime seller’s market.
Across Central Bergen County, the data tells a clear story:
Inventory remains extremely low
Buyer demand is very high
Homes are selling quickly and over asking
Bidding wars are already back
A recent listing in Hillsdale received 15 offers and sold well above asking price — even after best and final offers.
If interest rates continue trending downward, competition will only increase.
If you’re a buyer waiting on the sidelines, delaying could mean paying more later.
If you’re a homeowner looking to maximize your home’s value, this market offers a rare opportunity.
📞 Reach out today to discuss your home’s value, pricing strategy, or buying options in Central Bergen County.

Our agents get to know you — Need to move for a job? Want a shorter commute? Getting married? Having a baby? Need to upgrade or downsize? At this stage in the process, we’ll send you notifications about the listings that you’re most likely to be excited about. Be sure to let us know if one (or more) jumps out at you so that we can skip to the next step and schedule a viewing. be there for you every step of the way.
Success for each person looks different. A growing family or new empty-nesters have different needs. Our goal is to map out your goals financially to get a good understanding of what you need in a home but also what makes the most sense for your specific situation - both from a time and money perspective.

We’ll introduce you to our mortgage partner, who can help you determine your buying price range with confidence. Be prepared to dig into paperwork during this part of the process such as pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase a home. This is a vital step in the home buying process!
During this process, we will be sending you some listings to evaluate and provide us with feedback. This helps us to understand, update and revise your criteria and preferences. Our agents are always super involved in the community so they can provide you with tons of information about the areas you are interested in. We will also use this information to setup notifications of listings to you and evaluate any office exclusives (homes that are not yet listed in the MLS) so you are the first to see the property.

Here’s where the buying process gets really fun! We’ll attend open houses together and schedule viewings of the homes that you’ve loved from our listing alerts. Many of our clients prefer us to consolidate to one day of searching or have specific times that work for them. We handle all the coordination so you just have to show up! We’ll talk about how the budget will work and make sure that we find you the perfect home.

When you’re ready to make an offer, your agent will present a written offer to the seller. We also present your offer using video to help make a bigger impact and showcase our commitment to the sale of the home. And while everyone loves getting their offer accepted right away, the seller could come back to us with a counteroffer, or reject your initial offer all together. We’re happy to walk you through each of these possibilities and exactly how to handle them. Once the offer is accepted, it’s time to get your financing in order and move forward to the next step!

The sellers accepted your offer, and the home is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before the shiny keys to your home are placed in your hand... for good!

Get excited because it’s time to close on your home! This process includes going through all of the final paperwork and signing your name (a lot!). Don't forget to bring all of the paperwork you’ve collected along the way and your down payment.
But we know it doesn't stop here. You likely have a lot to coordinate, movers, painters, handymen etc. We will help you to SEGue into your next chapter seamlessly. Even make some introductions to some neighbors! You can count on us!

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Stacy Esser Consulting LLC
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